Terms of Service

Last Updated: November 28, 2023

Please read these Terms of Service ("Terms") carefully before using the Capeji & Sagefu Financial Education website and services operated by Capeji & Sagefu Financial Education ("us," "we," or "our").

1. Acceptance of Terms

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access our services.

2. Description of Service

Capeji & Sagefu provides financial education services including:

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password.

Account Security

You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this obligation.

4. Subscription and Payments

Some aspects of our service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis.

Billing Cycles

Subscription fees are charged monthly or annually based on the plan you select. Your subscription automatically renews unless canceled.

Fee Changes

We may change our subscription fees at any time. We will provide you with reasonable notice of any fee changes.

Refund Policy

We offer a 14-day money-back guarantee for new subscribers. After this period, fees are non-refundable.

5. User Conduct

You agree not to use the service to:

6. Intellectual Property

The service and its original content, features, and functionality are owned by Capeji & Sagefu and are protected by international copyright, trademark, and other intellectual property laws.

7. Disclaimer of Financial Advice

Our services provide financial education and information, not financial advice. We are not registered investment advisors or financial planners.

The information provided through our service is for educational purposes only and should not be considered as financial advice. You should consult with a qualified financial professional before making any financial decisions.

8. Limitation of Liability

In no event shall Capeji & Sagefu, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

9. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@capeji-sagefu.sbs

Phone: +1 4373119508

Mail: 123 Financial District, Toronto, ON M5X 1A9, Canada

Disclaimer: Capeji & Sagefu provides financial education and tools, not financial advice. The information presented is for educational purposes only and should not be construed as professional financial advice. Results may vary based on individual circumstances. We recommend consulting with a qualified financial advisor before making any significant financial decisions.