Privacy Policy
Last Updated: November 28, 2023
Capeji & Sagefu Financial Education ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial education services.
1. Information We Collect
We may collect the following types of information:
Personal Information
When you register for our services, we collect personal information such as:
- Full name and contact details
- Email address and phone number
- Demographic information including age and location
- Financial goals and preferences
Financial Information
With your consent, we may collect:
- Transaction data from linked financial institutions
- Spending patterns and budgeting information
- Investment preferences and risk tolerance
Technical Information
We automatically collect certain information when you visit our website:
- IP address and browser type
- Device information and operating system
- Usage data and browsing patterns
- Cookies and similar tracking technologies
2. How We Use Your Information
We use the collected information for the following purposes:
- To provide and maintain our financial education services
- To personalize your experience and financial recommendations
- To process payments and manage your subscription
- To communicate with you about service updates and educational content
- To improve our services and develop new features
- To detect and prevent fraud and unauthorized access
- To comply with legal obligations and regulatory requirements
3. Data Sharing and Disclosure
We may share your information in the following circumstances:
Service Providers
We engage trusted third-party companies to facilitate our services, process payments, or perform analytics. These providers have access to your information only to perform specific tasks on our behalf.
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
4. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and regular security assessments.
5. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
6. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Right to access and obtain copies of your data
- Right to rectify inaccurate or incomplete information
- Right to erasure of your personal data
- Right to restrict or object to processing of your data
- Right to data portability
- Right to withdraw consent at any time
7. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.
8. International Data Transfers
Your information may be transferred to and processed in countries other than Canada. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.
9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
10. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Email: privacy@capeji-sagefu.sbs
Phone: +1 4373119508
Mail: 123 Financial District, Toronto, ON M5X 1A9, Canada